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WISH (Workforce Initiative Subsidy for Homeownership) 

WISH is a subsidy program for first-time homebuyers who are ready to make the transition from renting to owning. In partnership with Mechanics Bank and Federal Home Loan Bank of San Francisco, San Pablo EDC offers grants of up to $15,000, matching $3 for every $1 contributed by the homebuyer toward the purchase of a home. 

For more information and application contact: or (510) 215-3200


WISH - Federal Home Loan Bank of San Francisco

  • 3:1 Matching Grants (15 k)

First-time Homebuyers Assistance - California Housing Finance Agency

  • Down Payment Assistance
  • Low Interest Rates

First-time Homebuyers Education -  Richmond Neighborhood Housing Services

  • Homebuyer Education and Counseling

Foreclosure Prevention - Keep Your Home California

  • Hardship Qualifications
  • Mortgage Reinstatement Assistance
  • Unemployment Mortgage Assistance
  • Principal Reduction